As a former legal representative in housing law, I often found myself having to advise clients on ways in which they could remain within their own homes and investigate the viable option of live-in care, as opposed to having to move elsewhere. The matter of cost was always a worry here, but I was soon able to reveal that there are definite ways of making any such costs more affordable.
If the person who now requires live-in care has health or mobility problems that warrant this type of care and attention, it is important that you get in contact with your local Social Services department in the first instance. Arrange for them to visit the person in question, to carry out what is known as an assessment of their needs.
If the Social Services department deems it necessary for the person to have live-in care, they will usually contact a relevant live in care agency If the department fails to recognise such a requirement, it is important for you to not give up there and then. Approach a legal advisor who will take a look at the case and contact the Social Services department and/or appeal against their initial decision.
Funding wise, it is highly likely that the Social Services department will be able to help towards the cost of this care. However, be mindful of the fact that they may try to steer towards you to care providers coming in a few times a day, rather than live-in.
If you prefer your loved one to receive live-in care, there is nothing preventing you from approaching a live-in care agency yourself and you may even qualify for certain benefits to help fund this.